What running a solo business in Finland actually looks like

Finland ranks among the best countries for business. But the reality of solo entrepreneurship here is admin-heavy — invoicing, VAT, receipts, time tracking — and the tools don't talk to each other.

The monthly loop

Invoicing: EUR, SEK, ISK, GBP. Verkkolasku (electronic invoicing) for B2B. Different formats for different clients. Receipts and expenses: Six-year retention requirement (Kirjanpitolaki). Every receipt must be categorized and stored. VAT: Quarterly filing. OmaVero portal. 24%, 14%, 10% rates depending on what you sell. Time tracking: Tax authority can request documentation. If you bill by the hour, you need proof. The rest: Calendar, email follow-ups, client database — all manual.

The tool sprawl

Typical combo: spreadsheet for invoices, camera for receipts, notes app for expenses, Google Calendar for time, Gmail for correspondence, memory for CRM. Nothing talks to each other. You copy-paste, re-type, and hope you didn't miss anything.

What “just works” would look like

The ideal: log hours as you work, and at month-end the system checks if you're within budget, drafts the invoice, and asks for confirmation. Or: take a photo of a receipt at lunch, and it's auto-categorized, stored, and attached to the right project. Or: morning briefing — “You have 3 overdue invoices, VAT filing due in 12 days, and 2 clients waiting for proposals.”

That's what we're building. Not another tool to add to the stack, but a layer that connects the pieces and lets you focus on the work that actually pays.

Want to try it? Join the beta →